Well of course they don't have much of a life right now - they've been busting their asses paying off their debt. It's incredibly hard to travel, be social and experience new things that cost money when you're living frugally in order to give large debts a one-two punch. Does the woman not get that they can now travel, go out and do shit since their debt is paid off?
The guy doesn't want to go into debt again after paying off that monster amount they had before, and he knows that breeding is going to mean more debt that is most likely going to be lifelong. And I wonder what exactly she does for a living if he's telling her to get a second job. If she works some piddly bullshit four hours a week, then I can understand that, but if she's working full time or nearly full time and he's still barking at her to get another job, that just sounds to me like he's being a money-grubbing prick.
What is house flipping? Is it buying shitholes that are just this side of condemned, fixing them up and selling them for a large profit? Sounds like a form of gambling to me because you can sink a bunch of money into a house and make it gorgeous, but you're only getting that profit if you can find someone willing to buy it. A lot fewer people are buying houses now and by the time they inevitably lower a house price to something affordable, they might break even at best.
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Moron
Where in all this working is our quality of life? Where in all this saving are fun memories made? Where in all this working do children fit into the equation?
Sounds like the husband might just be a workaholic or just really likes having money to spare after years of paying off tons of debt, and why does money need to be spent to have fun memories? I have plenty of fun memories that didn't cost me a fucking dime. And her husband already said he doesn't want kids, so it's pretty obvious that children don't fit into the equation at all. She seems to have a listening problem.
I know she won't leave the guy because then she'd have to invest time and effort (and money) into finding another partner, forming a meaningful relationship with them, and possibly getting married, by which time she may not be able to breed. Sooooo my guess is she's gonna oops the guy because fuck what he wants, as long as the woman gets her babby.