Dave Ramsey Gives Dumbass Breeders Bad Advice October 20, 2019 | Registered: 19 years ago Posts: 9,195 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 20, 2019 | Registered: 11 years ago Posts: 3,576 |
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bell_flower
Dave Ramsay is a Fundy dude who has built an empire on common-sense financial advice like: pay cash for everything, do not go into debt, don't spend every cent you make, etc.
He's on Sirius radio and people call in to his show for advice. Invariably the people who call in to talk about one little thing are the ones in the worse shape.
This woman calls in and here are the financial statistics for her fambilee.
married couple living on Phoenix with two kyds
Mommy stays home with brats
Husband was making $85,000 a year doing something in Alaska that required him to be away from home often. He took another job close to home and took a pay cut to $60,000.
one paid off car
late model 4Runner with a $600/month loan
own a rental house in another city that has about $100,000 equity in it.
house payment like $2500 a month on their current residence that is worth $245,000 and they owe $235,000
$70,000 in credit card debt.
So wifey calls Dave and asks what to do. He's like, sell that rental house pronto and pay down your debt. Pay cash for everything from now on. Don't buy new shit, don't eat out, eat rice and beans and beans and rice, etc. Then wifey asks him the clincher question:
What to do about the $500 deposit they put down for IVF? If they don't do the treatment cycle, which will cost them another $3800, they will lose the deposit. Dave, being the uber-Christian Breeder he is, advised them to GO AHEAD WITH THE IVF so they can complete their family.
Head GO BOOM!
Isn't the obvious answer to lose the $500 deposit, pay down your debt and don't have another kid until you get more solvent, if ever. Who needs a third brat anyway?
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 20, 2019 | Registered: 19 years ago Posts: 9,195 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 21, 2019 | Registered: 10 years ago Posts: 2,058 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 21, 2019 | Registered: 19 years ago Posts: 9,195 |
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and are glad to see the wife stay at home to "set an example" for other women.
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 21, 2019 | Registered: 9 years ago Posts: 3,708 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 23, 2019 | Registered: 19 years ago Posts: 9,195 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 23, 2019 | Registered: 9 years ago Posts: 3,708 |
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bell_flower
There was a really bad one on yesterday. A woman with NO CHILDREN was dating a divorced Dud. They were both about to change cities. She had a good job making $50,000 and the Dud makes $100,000.
The problem? Dud just dropped $100,000 in legal fees to get joint custody of his kid. And now the Moo of his kid was moving out of state and he wanted to follow her so he could see his kid.
The girlfriend called DR and asked him about the move! And guess what. The GIRLFRIEND borrowed money for the boyfriend's legal defense. Dave told the woman he was 'quite concerned' because they were not married and she had no legal status.
SHEEEE-IT. I myself am concerned because this dumb woman is about to get rolled--scratch that--she's already been rolled because she went into debt to pay for this guy's kid! I wanted to smack her upside the head. This woman must be CL and is auditioning for the role of Wife #2 to some loser dud.
You cannot fix desperate and stupid!
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 24, 2019 | Registered: 19 years ago Posts: 9,195 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 24, 2019 | Registered: 9 years ago Posts: 3,708 |
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bell_flower
Oh she definitely was. When he asked her when they were getting married she said they didn't have a date but they "planned" to get married in the future. Lots of giggling and evasion.
Fool!
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 28, 2019 | Registered: 11 years ago Posts: 1,104 |
Re: Dave Ramsay Gives Dumbass Breeders Bad Advice October 28, 2019 | Registered: 15 years ago Posts: 3,842 |