Many parents are financially unprepared. July 21, 2014 | Registered: 16 years ago Posts: 3,454 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 2,701 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 16 years ago Posts: 3,454 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 2,308 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 9 years ago Posts: 84 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 9 years ago Posts: 464 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 19 years ago Posts: 9,199 |
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Mac MooreMac Moore 48 minutes ago
I really don't care for the rationalizing of children. If you meet the basics, in a loving relationship and can imagine a child in your life as a commitment of love, go for it! Heck, unless you are Rich, you never have enough money or time for kid(s). Never. But, that "commitment of love" changes everything.
Kids don't know that they are poor, so don't worry about it! It's okay to be poor! Once you get that stigma out of the way, you will be amazed by how well and happy you can live on so much less. Have kids and pour your love into your family. When it comes to family, more is never, ever less!
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 2,308 |
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bell_flower
I beg to differ--kids definitely know they are poor, and it's painful.
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 2,308 |
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highwayman
Studio, you basically said it all! People live for today and don't think of tomorrow. The majority are credit rich and don't care as long as they have that "look". Then when the bottom falls out they blame everyone and everything else. Go bankrupt so us responsible people wind up paying the price. many go bankrupt 2 or 3 times. And they all have as many kids as they can.
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 1,039 |
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 16 years ago Posts: 3,454 |
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bell_flower
I can see what you mean about moron commenters:Quote
Mac MooreMac Moore 48 minutes ago
I really don't care for the rationalizing of children. If you meet the basics, in a loving relationship and can imagine a child in your life as a commitment of love, go for it! Heck, unless you are Rich, you never have enough money or time for kid(s). Never. But, that "commitment of love" changes everything.
Kids don't know that they are poor, so don't worry about it! It's okay to be poor! Once you get that stigma out of the way, you will be amazed by how well and happy you can live on so much less. Have kids and pour your love into your family. When it comes to family, more is never, ever less!
I beg to differ--kids definitely know they are poor, and it's painful.
Re: Many parents are financially unprepared. July 21, 2014 | Registered: 13 years ago Posts: 2,308 |
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Techie
I agree 100%. Poverty sometimes causes unintentional neglect. It hurts to be hungry. It hurts to wear shoes that don't fit. It hurts to sleep on the floor because your parents cannot afford to buy a bed. It hurts to have medical problems that parents cannot afford to take care of. People who say poverty does not hurt have never volunteered in homeless shelters.
Middle class is not really protected from all of the above either. People who have income may be earning just enough to disqualify from government aid. At the same time they are raising the next generation on cheap crackers and soda. Some houses are barely heated in the winter time because parents can barely afford gas and electricity. College funds and help to go to school does not exist. People graduate with massive student loans because not only they had to finance the school, they had to also finance their housing while going to school.
Basically, broke dick selfish idiots, who don't give a crap about anyone, they breed and use love as an excuse.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 16 years ago Posts: 3,454 |
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StudioFiftyFour
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Techie
I agree 100%. Poverty sometimes causes unintentional neglect. It hurts to be hungry. It hurts to wear shoes that don't fit. It hurts to sleep on the floor because your parents cannot afford to buy a bed. It hurts to have medical problems that parents cannot afford to take care of. People who say poverty does not hurt have never volunteered in homeless shelters.
Middle class is not really protected from all of the above either. People who have income may be earning just enough to disqualify from government aid. At the same time they are raising the next generation on cheap crackers and soda. Some houses are barely heated in the winter time because parents can barely afford gas and electricity. College funds and help to go to school does not exist. People graduate with massive student loans because not only they had to finance the school, they had to also finance their housing while going to school.
Basically, broke dick selfish idiots, who don't give a crap about anyone, they breed and use love as an excuse.
Poverty sucks. And generally speaking, if you're in poverty and you breed, you're breeding more poverty.
The thing about poverty is that everything in life is so much harder: obtaining food, shelter, reliable transportation, and just about everything else. Every day is an exercise in hour-by-hour survival--hoping you don't get sick because you don't have money to pay for the doctor, hoping the bus is on time so you can get to work and do your menial job, hoping the landlord doesn't raise the rent, hoping that there's enough money for food... it sucks.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 12 years ago Posts: 2,430 |
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bell_flower
I can see what you mean about moron commenters:Quote
Mac MooreMac Moore 48 minutes ago
I really don't care for the rationalizing of children. If you meet the basics, in a loving relationship and can imagine a child in your life as a commitment of love, go for it! Heck, unless you are Rich, you never have enough money or time for kid(s). Never. But, that "commitment of love" changes everything.
Kids don't know that they are poor, so don't worry about it! It's okay to be poor! Once you get that stigma out of the way, you will be amazed by how well and happy you can live on so much less. Have kids and pour your love into your family. When it comes to family, more is never, ever less!
I beg to differ--kids definitely know they are poor, and it's painful.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 13 years ago Posts: 2,701 |
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StudioFiftyFour
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highwayman
Studio, you basically said it all! People live for today and don't think of tomorrow. The majority are credit rich and don't care as long as they have that "look". Then when the bottom falls out they blame everyone and everything else. Go bankrupt so us responsible people wind up paying the price. many go bankrupt 2 or 3 times. And they all have as many kids as they can.
Let me also add that many of these so-called parents are working professionals who make $100-150K per year, and yet are basically flat broke in terms of cash reserves!
They'll whine and say, "It's so hard to save when you have kydz!!!" I call bullshit on that. If these people made $200K or $300K per year, they'd STILL be cash-poor, because they spend every goddamn nickel they have.
Do they have reasonable vehicles that go from point A to point B? Nope. They have luxury SUVs, and a new one every three years.
Do they have a reasonable home? Nope. They insist on living in large homes in beautiful neighborhoods, often times far larger than what was considered a large home just two decades ago. 1000 square feet per person is extremely excessive, and that's what they're averaging.
Do they spend on consumer goods with discretion? Hell no. The 55 inch flatscreen isn't meeting their needs anymore now that the 60" version is out, so it's time to run out to Best Buy and pick up the new one. Their cell phones? They're from last Christmas, so it's time for an upgrade, even though it works perfectly fine. Oh, and while the salesman is processing that, they remind him that their kids need new phones too. And how can any of them possibly be entertained unless they subscribe to 300 channels (293 of them will never be watched, by the way.).
Do they use credit wisely? Well, the banks LOVE them because they're the long-term slaves of banking institutions. They love adjustable rate mortgages, higher interest 30-year mortgages, constantly leasing cars instead of owning them outright and having no monthly payment, and falling for scams such as, "Get this store credit card now and save 5% on your order! (.... meanwhile the fine print reveals that said card carries a 22% interest rate...!).
Here's the really SICK part of the whole thing: This excess consumerism and profligate spending does not in any way lead to a happier, healthier, or more fulfilling life. These people are owned by their creditors and will never get off the treadmill of debt.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 10 years ago Posts: 619 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 13 years ago Posts: 7,835 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 13 years ago Posts: 7,149 |
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StudioFiftyFour
And how can any of them possibly be entertained unless they subscribe to 300 channels (293 of them will never be watched, by the way.).
.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 16 years ago Posts: 3,454 |
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mumofsixbirds
I think breeders confuse 'God providing' and the taxpayers providing. They KNOW if things get too tight, the government will step in and rescue them. It ain't God you need to thank, lurking breeders, it's US.
And yes, poverty does hurt. My moo was a single moo, but she worked for a living as a hairdresser. Times were tough. We lived in a run-down apartment that was filled with roaches. We sometimes had an empty fridge, and had to ask my Aunt to help us. I always had to wear second-hand clothes, including clothes that came from different fucking ERAS! I was made fun of all the time at school because of it.
Poverty sucks for kyds, and they know when they're poor. Breeders just want to bury their heads in the sand and pretend that everything is going to be fine, when they have no game plan, no savings and no idea what they're getting themselves into.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 15 years ago Posts: 12,447 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 16 years ago Posts: 3,454 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 13 years ago Posts: 2,308 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 16 years ago Posts: 3,454 |
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StudioFiftyFour
....Nor voting for any politician who promises entitlement goodies from the nanny state for them.
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 15 years ago Posts: 3,842 |
Re: Many parents are financially unprepared. July 22, 2014 | Registered: 13 years ago Posts: 5,716 |
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MORON
Most people can't afford their WIVES. But as you go through life, you find yourself accumulating a few. Lots of things are like that, including cats and children. They show up at your doorstep without knowing or caring whether you an afford them or not.
Life has that amusing way of presenting you with things but never asking if you can afford them. You just take them as they come and do the best you can!