One reason we haven't produced a fruit is financial.
All our friends w/fruit are in much worse shape, money wise (especially long-term savings wise) than we are. Raising a kid has always been costly, but in today's world, it requires an enormous financial commitment - several hundred thousand dollars, at least. Private schools are almost a necessity (if the kid isn't to be intellectually and culturally hobbled by disastrous public schools),an undergraduate degree (at least) from a good school similarly critical - given the rapacious competitive environment a kid will face in 2026, etc.
Our view is that one cannot responsibly breed (on this score alone) without having the financial wherewithal to provide for the above - in addition to providing for one's own financial security at the same time. Unless one doesn't mind having to work well into one's late 60s, even 70s. Maybe forever.
Yet we have noticed an inverse correlation: The less money people have, the more apt they are to breed - and to breed repeatedly.
Ironic, eh?
The people who (without meaning to sound like an elitist) have given the most thought to the consequences of breeding are those most suited to doing so responsibily - yet don't breed precisely because it is not responsible to breed!
Meanwhile, the least able and responsible breed with abandon - giving only intermittent thought as to the consequences, sentencing themselves to a lifetime of financial insecurity and their progeny to an almost certain life of diminished opportunity/attainment ...